Services we offer

If you are looking for a quick fix, out of the box solution or pot of gold, we are not the financial planning firm for you.

If you are looking for a personal, carefully planned strategy to assist and guide you to achieve your goals and aspirations then we are ready to be of service!

We offer a range of insurance, investment, superannuation and retirement strategies and products.

Strategies we can provide advice on

Savings & wealth creation

We can provide guidance on budgeting and goal setting, and advice on savings, wealth creation, investment and gearing strategies.

Retirement savings

Including superannuation, pre-retirement and retirement planning.

Estate planning considerations

Whilst we can’t set up a Will for you we can provide advice on how to structure your assets so that they are distributed as per your wishes in the event of your untimely death. We can also provide advice on other aspects of your estate planning requirements including powers of attorney and nominations within super.

Centrelink, DVA & aged care

We pride ourselves over the depth of advice we’re able to provide in regards to Centrelink, DVA and aged care.

Risk and insurance analysis

We can undertake a full analysis of your personal insurance requirements to ensure you and your family are taken care of in the event you are unable to work due to illness or sickness, suffer a specific trauma, become totally and permanently disabled or pass away.

Salary packaging analysis

We can provide strategies for government and non-government salary packaging, including novated leases.

Product types we can provide advice on

Charter Financial Planning maintains an approved product list, containing financial products that have been researched by a number of external research houses. A copy of the approved product list can be supplied to you upon request. The following list is a summary of the product types we can provide advice on:

  • Cash management trusts
  • Retirement income streams
  • Direct fixed interest
  • Retail & wholesale managed investment schemes
  • Socially responsible investments
  • Master trust products
  • Superannuation products
  • Personal and group insurance
  • Business succession insurance
  • Hedge funds
  • Margin lending facilities
  • Self managed super funds
  • Direct shares
  • Agribusiness

Services we can offer through referral partners

We have formed relationships with other professionals in Cairns to ensure you have access to professional guidance for all aspects of your advice requirements. These relationships include:

  • an accountant to assist you with your taxation planning requirements;
  • insurance brokers to assess your private health and general insurance requirements;
  • a lending specialist to provide advice on the appropriateness of your current debt products or options for future debt requirements; and
  • solicitors to offer specific advice regarding your Wills, estate planning requirements and general legal requirements.

Charter Financial Planning Limited is not responsible for any of the advice given by the above mentioned referral partners.

Contact us today

Our qualified and experienced financial advisers are ready to meet with you to discuss your needs and objectives. Contact us today and our team will contact you to arrange an obligation free consultation.